I recently drove into a local car wash expecting to be greeted by a cheerful bunch of wiry young men ready to shine up my car. What I didn’t expect to see was a man in his late seventies working there amongst them. This particular car wash is open-air and on this particular day, it was windy and cold. (more…)
Q: My fixed rate mortgage deal is coming to an end. What should I do?
A: Moving to another lender could be difficult unless you have the right amount of equity in your property. At the moment, many lenders are turning their noses down at mortgages where the loan to value ratio greater than 80%. (more…)
At the age of 18, I remember chatting to my mate George who was about to turn 18 himself. I had reached the magic age already and yes, I was a young man now, but truth be told, it wasn’t all that and no different from being 17, if I remember correctly. (more…)
Your typical investment in ISA or Personal Pension leaves very little to get excited about. You pay your monthly or lump sum contribution and generally forget about it, leaving the important decisions of how the money is to be invested to the so called experts. (more…)
Most of us would agree that the state of the education system in the UK goes from bad to worse year after year; especially where state schools are concerned. If you are lucky enough to have any good state schools in your area, they are likely to be massively oversubscribed. I’ve heard stories of people growing to great lengths to get their child into their school of choice, such as temporarily renting a property in the catchment area to qualify for a place. (more…)